Aspiration Summit Checking

Aspiration is an online financial firm with a conscience. We offer banking and investment products that let you both make money and a difference in the world. Our products include Money Magazine’s “Best Checking Account in America” and 100% fossil-free sustainable investments. We donate 10% of revenue to charity. If you’re not already a customer, you can download the app to get immediate access to sign up for our checking account with up to 1.00% annual percentage yield (APY)* and unlimited ATM fee reimbursements** at every ATM in the world. FEATURES The Aspiration Summit Checking app gives you easy, free 24/7 access to your Aspiration Summit Checking account, including: • Up to 1.00% APY* • Use any ATM in the world with unlimited ATM fee reimbursements** • FDIC Insured • Deposit a check with your phone's camera. No more searching for your bank or ATM! • The only money Aspiration makes are the “tips” you choose to pay us -- and you’re free to choose zero • Easy transfers between Aspiration and your other accounts • To-the-minute balance & transaction tracking • Sign in with your fingerprint (on supported devices). • Connect your Aspiration account to Android Pay, Mint, Venmo & Paypal • Two-factor authentication for stronger security Please note that access to your investments is not yet available in this version of the app. ASPIRATION IS UNIQUE • We’re proud to donate 10% of our revenue to charity • We let you choose your own monthly fees (even zero!) WE’RE MAKING WAVES Money Magazine: America’s Best Checking Account in 2015.[1] Fast Company: One of the World’s 50 Most Innovative Companies of 2016. And #3 in Social Good & #4 in Finance.[2] SF Chronicle: “Aspiration gives the consumer direct control & removes the whole question of whether there are hidden fees. ”[3] Entrepreneur: “One of America’s 100 Most Brilliant Companies” -- two years in a row! [4] Benzinga Fintech Award 2016: “Winner: Roboadvisor & Wealth Manager”[5] SECURE • 256 bit encryption • Two-factor authentication • Bank accounts are FDIC Insured up to $250,000 [1] http://time.com/money/4079857/best-checking-bank-account-aspiration-2015/ [2] http://www.fastcompany.com/company/aspiration [3] http://www.sfchronicle.com/business/article/Aspiration-lets-customers-pick-payments-for-6660587.php [4] https://www.entrepreneur.com/article/245908 [5] http://www.benzinga.com/fintech/16/05/8016004/here-are-your-2016-benzinga-fintech-award-winners Deposit products are offered by Radius Bank, member FDIC. FDIC: Insured up to at least $250,000 per depositor. Investment products are offered through Aspiration Fund Adviser, LLC. Investment products: Are not FDIC insured. Are not Bank Guaranteed. May lose Value. * Annual Percentage Yield (APY) accurate as of 12/06/2016. Minimum amount to open account is $10.00. Rate tiers are as follows: 0.25% APY applies to balances of $0.01—$2,499.99, and 1.00% APY applies to the entire balance on balances of $2,500 or more. Rate and APY are variable and are subject to change after the account is opened. Fees may reduce earnings. ** ATM surcharge rebates apply to cash withdrawals using the Radius Debit Card wherever it is accepted. Radius Bank makes its best effort to identify those ATM fees eligible for rebate. In the event that you have not received a rebate for a fee you believe is eligible, please contact Customer Service at 800.683.8529. ATM fees will be rebated at the end of each statement cycle. Radius Bank reserves the right to modify or discontinue the ATM surcharge rebate at any time.