Penny: Track Spending & Finances, Save Money

Chat with Penny to securely track your spending and plan for a better financial future! We’ve processed millions of transactions and helped hundreds of thousands of people. Stress less and save more with Penny!   Features Explains your spending and income with friendly messages and simple, beautiful graphs. Shares fun and useful facts, like where you shop most or how much you spend on fast food. Tracks your upcoming bills and credit card payments and reminds you when they're due. Notifies you when new transactions arrive. Sorts your transactions into simple categories, automatically. Offers friendly suggestions on how to get the most from your money. Shows all of your transactions and balances in one place. Warns you when your bank charges you a fee. Helps you set achievable goals and take steps towards improving your financial health. Built with bank-grade security by industry veterans.   As Seen On New York Times Forbes TIME TechCrunch Lifehacker ...and many more!   Security We use SSL 256-bit encryption—the same security protocol that banks use. Nobody, including you, can access your money with Penny. Penny never stores your bank credentials. Closing your Penny account deletes all information from our servers, as if you had never signed up. Note: Penny is currently only available in the United States.